As we shift from the Industrial Revolution to the Intelligence Revolution—everything we know about Taxes, Salaries, and Education is about to change. Are you ready?

1. Taxes

The Industrial Revolution brought employment stability until retirement. Today, job security is uncertain, and younger generations face housing affordability challenges.

A proposed solution is a Lifetime Income Tax system:
No tax on the first £500,000 of lifetime earnings

Progressive rates applied thereafter

Encourages long-term wealth accumulation through compounding

2. Salaries

While companies are valued based on future potential (Tesla at 90x earnings, Nvidia at 50x earnings), individuals are compensated for current abilities and output

What if we could transform individuals into tradable entities?

This approach could enable younger people to transfer wealth from their future selves back in time.

Imagine opening a brokerage account to invest in a brilliant classmate's or friend’s potential.

This could be capitalism 2.0.

3. Education

Despite freely available online knowledge, premium prices are still paid for university certificates.

The true value of traditional degrees remains uncertain and could shift dramatically.

Consider this intriguing possibility: comparing investment funds tracking Harvard 2025 graduates versus Oxbridge 2025 graduates.

Such market-based evaluation could potentially:
Break universities' pricing power.
Reveal the real lifetime value of traditional education.

It wouldn't be surprising if the individual with the highest market capitalization in the future is self-taught, without a college degree.

what do you think?

Disclaimer: Views are personal and should not be considered investment advice.

Note to self: Revisit this blog after 10 years - February 2035.

Read all my “Notes to Self” at view all blogs.