Guru’s Blogs

“Trust is built in drops and lost in buckets”: Silicon Valley Bank was built over 40 years but collapsed in just 48 hours. Why? What are the lessons learned? Complex narrative simplified.
Guru Rao Guru Rao

“Trust is built in drops and lost in buckets”: Silicon Valley Bank was built over 40 years but collapsed in just 48 hours. Why? What are the lessons learned? Complex narrative simplified.

Customer deposit $100 at the bank at a 1% savings rate, and the bank lends $100 to US federal reserve treasury for 1 year at a 4% coupon rate (interest rate) payable at the end. At the end of 1 year, the fed will return $104. Bank earns a net interest margin of $3.

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You’re one of the richest people in the world, and how you explain what you do, it’s so simple. Why doesn’t everyone just copy you? “....Because nobody wants to get rich slow”
Guru Rao Guru Rao

You’re one of the richest people in the world, and how you explain what you do, it’s so simple. Why doesn’t everyone just copy you? “....Because nobody wants to get rich slow”

Charlie Munger is 99 years old and Warren Buffet is 92 years old, combined net worth is $110 Billion. Charlie is particularly savage and does not suffer fools, especially with high egos, lofty titles, and zero self-awareness who think they are the greatest gift to humanity.

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